Ready to buy solo?
So, you’re ready to tackle the property ladder solo? Let’s do it!
This is your moment, and it’s time to make it happen without waiting on anyone else. You might think you’re miles away from homeownership, but trust me, you’re probably closer than you realise. We’ll look into your savings, debts, and set a clear budget, so you know exactly what you can afford—no fancy jargon, just facts. Once you have your goal in sight, it all becomes a lot less stressful.
If your deposit needs a little TLC, don’t stress. A good savings plan or KiwiSaver boost can work wonders, and I’ll help you see how even a small increase can improve your terms. Then, we’ll check your borrowing power—this is where I come in, breaking down how banks look at your financials without any freakouts. Getting pre-approval is like grabbing your golden ticket. It shows you’re serious, sets your budget, and smooths out the whole buying process.
Now for the fun part—finding your perfect space. Whether you’re dreaming of something low-maintenance or a home with room to grow, you’re in charge here. This is your space, all yours. And don’t worry, you’re not doing it alone. You’ve got a team behind you—mortgage advisers, lawyers, real estate agents, and inspectors—right by your side, making sure everything is smooth and stress-free.
The best part? Buying solo doesn’t mean giving up your lifestyle. We’ll find a way for you to own that home while still enjoying your Bali getaways or brunches with friends. When it’s time to make an offer on “the one,” I’ll guide you through structuring it, cutting through the fluff to make sure it works for you. And then, when the keys are finally in your hand, we celebrate! You did it. You bought your first home—solo and empowered.
Bottom line: Buying your first home on your own is one of the most empowering things you’ll ever do, and I’m here to guide you every step of the way. Ready to take the leap? Let’s chat!