Pay off your Debt Faster

🏡 Pay Off Your Debt Faster - Let’s Make It Happen! 🚀

Here’s the deal: as a mortgage adviser, I’m not just here to get you a home loan. I’m here to help you structure your lending in a way that aligns with your goals, now and in the future - whether that’s buying your dream home, saving for the future, or getting debt-free faster.

If crushing your debt is on the to-do list, here are a few tips and tricks to speed up the process:

1️⃣ Make Weekly or Fortnightly Payments 💸
Making weekly or fortnightly repayments instead of monthly means you’ll sneak in an extra full payment each year. It’s a game-changer!

2️⃣ Round It Up 📈
Round your repayments up to the nearest $20 or $50 - every extra dollar chips away at your principal and reduces interest.

3️⃣ Throw Extra Cash at It 💰
Got a work bonus, tax refund, or some spare savings? Pop it straight onto your loan. Small sacrifices now = huge savings on interest later.

4️⃣ Check Your Loan Structure 🔍
The right lending structure can save you time and money. Fixed, floating, offset—every situation is different, and I can help you figure out what works for you.

5️⃣ Keep the Lifestyle Creep in Check 🚦
If your income goes up or interest rate comes down, keep living on the same budget and throw the difference at your debt. Future you will thank you!

Here’s the bottom line: paying off debt faster isn’t about sacrificing everything you love. It’s about smart moves, small changes, and having someone in your corner (hi, that’s me 👋) to guide you every step of the way.

If paying off your mortgage faster is one of your goals, let’s chat. Together, we’ll create a plan that works for you. Every situation is different and unique which is why personalised advice to reach YOUR goals is so important.

Contact me here to get started—because being debt-free is a feeling like no other! ✨

Jenna x

PS getting debt-free faster isn’t rocket science and it shouldn’t cost you to achieve those dreams..